Supreme Court Says: No Insurance for Rash Driving! | 'ಅವಿವೇಕ ಚಾಲನೆ' ಮಾಡಿದರೆ ವಿಮಾ ಕ್ಲೇಮ್ ಸಿಗುವುದಿಲ್ಲ — ವಿಮಾ ನಿಯಮಗಳನ್ನು ಸೂಕ್ಷ್ಮವಾಗಿ ಓದಿ
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| Supreme Court Says: No Insurance for Rash Driving! sangeethaonline | 'ಅವಿವೇಕ ಚಾಲನೆ' ಮಾಡಿದರೆ ವಿಮಾ ಕ್ಲೇಮ್ ಸಿಗುವುದಿಲ್ಲ — ವಿಮಾ ನಿಯಮಗಳನ್ನು ಸೂಕ್ಷ್ಮವಾಗಿ ಓದಿ |
A new Supreme Court ruling has shaken vehicle owners and drivers in India. The court has said that insurance companies do not have to pay claims for deaths or damages caused by reckless driving. If you are a reckless driver in India, this news is a wake-up call for you.
ಭಾರತದಲ್ಲಿ ವಾಹನ ಮಾಲೀಕರು ಮತ್ತು ಚಾಲಕರನ್ನು ಹೊಸ ಸುಪ್ರೀಂ ಕೋರ್ಟ್ ತೀರ್ಪು ಅಚ್ಚರಿಗೊಳಿಸಿದೆ. ಅವಿವೇಕದ ಚಾಲನೆಯಿಂದ ಉಂಟಾಗುವ ಮರಣ ಅಥವಾ ಹಾನಿಗಳಿಗೆ ವಿಮಾ ಕಂಪನಿಗಳು ಹಕ್ಕುಗಳನ್ನು ಪಾವತಿಸಬೇಕಾಗಿಲ್ಲ ಎಂದು ನ್ಯಾಯಾಲಯ ಹೇಳಿದೆ. ನೀವು ಭಾರತದಲ್ಲಿ ಅವಿವೇಕಿ ಚಾಲಕರಾಗಿದ್ದರೆ, ಈ ಸುದ್ದಿ ನಿಮಗೆ ಎಚ್ಚರಿಕೆಯ ಕರೆಯಾಗಿದೆ.
At SARKARI SEVA KENDRA, we often meet people who do not read their insurance policies carefully. Our team always reminds clients to understand each rule before driving. You can email us at spkseva@gmail.com if you need help. You can also visit Sangeetha Tele Law Services for legal aid and more updates.
Why did the Supreme Court give this ruling?
Many people drive without thinking about safety. They believe that insurance will cover all damages no matter what. The Supreme Court wanted to change this mindset.
ಅನೇಕ ಜನರು ಸುರಕ್ಷತೆಯ ಬಗ್ಗೆ ಯೋಚಿಸದೆ ಚಲಿಸುತ್ತಾರೆ. ವಿಮೆಯು ಎಲ್ಲಾ ಹಾನಿಗಳನ್ನು ಭರ್ತಿ ಮಾಡುತ್ತದೆ ಎಂದು ಅವರು ನಂಬುತ್ತಾರೆ. ಈ ಮನೋಭಾವವನ್ನು ಬದಲಾಯಿಸಲು ಸುಪ್ರೀಂ ಕೋರ್ಟ್ ಬಯಸಿತು.
Now, if you drive in a rash way and cause an accident, you will not get any money from your insurance. This includes cases where people lose their lives. The court clearly said that reckless driving breaks the agreement between you and your insurance company.
At SARKARI SEVA KENDRA, we explain these clauses in simple words so you understand before it's too late. Our website Sangeetha Tele Law Services has guides to help you read the fine print.
Who should care about this ruling?
✅ Vehicle owners and drivers
If you own a car, bike, or truck, this ruling affects you. Many people think they can drive fast and get away with it. But if you are a reckless driver in India, your insurance claim can get rejected.
✅ Young and new drivers
Young people and new drivers often drive fast to show off. They do not think about the law or safety. This ruling is for them too.
ಯುವಜನರು ಮತ್ತು ಹೊಸ ಚಾಲಕರು ಆಡಂಬರಕ್ಕಾಗಿ ವೇಗವಾಗಿ ಚಲಿಸುತ್ತಾರೆ. ಅವರು ಕಾನೂನು ಅಥವಾ ಸುರಕ್ಷತೆಯ ಬಗ್ಗೆ ಯೋಚಿಸುವುದಿಲ್ಲ. ಈ ತೀರ್ಪು ಅವರಿಗೂ ಸಹ.
At SARKARI SEVA KENDRA, we see many young drivers coming for help after accidents. We guide them so they learn early. For more tips, visit Sangeetha Tele Law Services.
✅ Commercial fleet owners and transport companies
If you run a taxi, truck, or delivery business, you must train your drivers well. One reckless move can mean no insurance money and big losses.
✅ Insurance policyholders
Many people do not know why car insurance claims are rejected. Rash driving is one of the biggest reasons. Always drive safe and read all rules carefully.
✅ Legal and insurance professionals
Lawyers and insurance agents must share this information with their clients. If you guide people about the Supreme Court judgement on no claim bonus, you can help them avoid big problems.
✅ General public
People who follow court news or want to know about safety laws should care about this. Road safety is for everyone.
Why car insurance claims are rejected?
Most people do not understand why their claims are rejected. Here are some main reasons:
- Rash or reckless driving.
- Driving under the influence of alcohol or drugs.
- Driving without a valid license.
- Breaking traffic laws.
- Using the car for a purpose not covered in the policy.
ಹೆಚ್ಚಿನ ಜನರು ತಮ್ಮ ಹಕ್ಕುಗಳು ಏಕೆ ತಿರಸ್ಕರಿಸಲ್ಪಟ್ಟಿವೆ ಎಂದು ಅರ್ಥಮಾಡಿಕೊಳ್ಳುವುದಿಲ್ಲ. ಇಲ್ಲಿ ಕೆಲವು ಮುಖ್ಯ ಕಾರಣಗಳು:
The Supreme Court has now made it more clear. If you are a reckless driver in India, you will not get any claim amount.
At SARKARI SEVA KENDRA, we help you understand these points in easy words. Visit Sangeetha Tele Law Services to read simple legal guides.
What about the no claim bonus?
Many drivers worry about their no claim bonus. This bonus gives you a discount if you do not make any claims during the policy year. But if you make a claim because of reckless driving, you will lose this bonus too.
ಅನೇಕ ಚಾಲಕರು ತಮ್ಮ ನೋ ಕ್ಲೈಮ್ ಬೋನಸ್ ಬಗ್ಗೆ ಚಿಂತಿಸುತ್ತಾರೆ. ಪಾಲಿಸಿ ವರ್ಷದಲ್ಲಿ ನೀವು ಯಾವುದೇ ಹಕ್ಕುಗಳನ್ನು ಮಾಡದಿದ್ದರೆ ಈ ಬೋನಸ್ ನಿಮಗೆ ರಿಯಾಯಿತಿಯನ್ನು ನೀಡುತ್ತದೆ. ಆದರೆ ನೀವು ಅವಿವೇಕದ ಚಾಲನೆಯ ಕಾರಣದಿಂದ ಹಕ್ಕು ಮಾಡಿದರೆ, ನೀವು ಈ ಬೋನಸ್ ಅನ್ನು ಕಳೆದುಕೊಳ್ಳುವಿರಿ.
The Supreme Court judgement on no claim bonus also reminds us that this reward is only for careful drivers.
At SARKARI SEVA KENDRA, we explain how to keep your no claim bonus safe. You can call us at +918880888012 or email at spkseva@gmail.com.
Department of Justice, NALSA, and CSC partnership
The Department of Justice works with NALSA and CSC e-Governance Service India Limited. They aim to give legal aid to poor and rural people through Common Service Centers (CSC).
At SARKARI SEVA KENDRA, we support this mission. We help people understand the law without any fear. To learn more, check Sangeetha Tele Law Services.
How to avoid claim rejection?
- Drive safe always.
- Follow traffic rules.
- Do not drink and drive.
- Read your policy carefully.
- Train your drivers if you run a business.
ಈ ಹಂತಗಳು ಸರಳವಾಗಿ ಕಾಣಿಸಬಹುದು ಆದರೆ ದೊಡ್ಡ ಹಣಕಾಸಿನ ನಷ್ಟದಿಂದ ನಿಮ್ಮನ್ನು ರಕ್ಷಿಸಬಹುದು.
These steps may sound simple but can save you from big financial loss.
What should you do now?
- Check your insurance policy today.
- Talk to your agent and ask questions.
- Keep our office details handy. We at SARKARI SEVA KENDRA are here to help.
Email: spkseva@gmail.com | Phone: +918880888012.
Visit: Sangeetha Tele Law Services.
Final thoughts
The Supreme Court has made a strong decision. There is no insurance claim for reckless drivers in India. This is a big step to make our roads safer.
ಸುಪ್ರೀಂ ಕೋರ್ಟ್ ಬಲವಾದ ನಿರ್ಧಾರವನ್ನು ತೆಗೆದುಕೊಂಡಿದೆ. ಭಾರತದಲ್ಲಿ ಅವಿವೇಕಿ ಚಾಲಕರಿಗೆ ಯಾವುದೇ ವಿಮಾ ಹಕ್ಕು ಇಲ್ಲ. ನಮ್ಮ ರಸ್ತೆಗಳನ್ನು ಸುರಕ್ಷಿತಗೊಳಿಸಲು ಇದು ಒಂದು ದೊಡ್ಡ ಹೆಜ್ಜೆ.
If you do not want to lose your no claim bonus or face a rejected claim, start driving safe today.
For any help on insurance or legal rules, contact SARKARI SEVA KENDRA. You can read more legal updates and guides on our website at Sangeetha Tele Law Services.
Drive safe. Save lives. Protect your money.
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